ADAPT
Here’s How the “January Barometer” Is Reading
On this last day of January, U.S. stocks are up around 5% month-to-date ahead of the Federal Reserve’s decision on interest rates Wednesday. This has been the strongest start since 2019 and the 16th best in the last 95 years… Does a strong start lead to a good year for U.S. stocks? Here are a…
Read MoreLet’s Focus On Understanding the Markets Right Now
Is recession around the corner? Will inflation spike as China reopens? Will the Fed stop raising rates in ‘23? We can talk all day about what might happen. And sure, it’s reasonable to say that rising interest rates are not conducive to growth assets or that the longer rates remain high the more damage could…
Read MoreA Better Use of the 200-Day Moving Average
On Monday, the S&P 500 index closed above the 200-day moving average. This kind of news always gets a lot of attention from investors… but is it justified? The 200-day moving average is a commonly used technical indicator in stock market analysis used to smooth out fluctuations in stock prices over a certain period. It…
Read MoreHere is the Key Factor to Successful Diversification
This week, the Commerce Department released a number of data series that were HIGHLY recessionary. Retail Sales clocked in at -1.1% month-over-month, Industrial Production came in at -0.7% month-over-month, and Manufacturing Production registered -1.3% month-over-month. We just saw one of the worst two-month declines in retail sales since the Global Financial Crisis and the covid…
Read MoreThese Tax Code Changes Could Affect Your Retirement Accounts This Year
Today, I’m going to step away from my work focusing on markets and investments to talk to you about something that will likely impact many of you. As a Certified Financial Planner, CFPⓇ I keep my eye on any major developments in the planning world, just in case something comes along that I think you…
Read MoreJanuary Market Review
There Are Reasons to Be Optimistic About the Market
Last year was a challenging year for the stock market, with all kinds of economic and political uncertainties causing significant volatility. But as we begin this new year, it’s important to keep a long-term perspective and not get swayed by short-term market fluctuations. Technical analysis is a helpful tool in this regard because it allows…
Read MoreOur Top Concerns for 2023: Here’s What Numbers We’ll Be Watching
One thing I enjoy about investing is that the markets and the economy are like trying to solve a giant jigsaw puzzle. Rarely are you given all the pieces together to complete a scene but instead, you must piece together little bits of evidence, one at a time. The added challenge is that markets often…
Read MoreIs It All Bad News?
2022 is officially in the books and many investors would say good riddance! Using the benchmark indexes as our “market” proxies, it was pretty ugly. But indexes can be misleading. The DJIA ended the year down -7.67%, which, given all the noise last year, really isn’t awful. The S&P on the other hand, fell -20.28%,…
Read More2022: A Year for the History Books (And Our Outlook for 2023)
2022 will be remembered as one of the worst years ever for a portfolio of stocks and bonds. Stocks and bonds both fell by double digits. It’s rare for stocks and bonds to fall in the same year. By my calculations, it’s happened just four times before this year going back to 1928. But in…
Read More