Posts Tagged ‘401k’
There’s a Lot Riding on the Current Regime Change
Regime changes are hard. Take, for instance, the current regime change from disinflation and falling rates to inflation and rising rates. As the previous regime lasted for over 40 years, there is a generation of investors who know nothing other than that experience. What makes regime changes difficult is that it requires investors to “unlearn”…
Read MoreHere is the Key Factor to Successful Diversification
This week, the Commerce Department released a number of data series that were HIGHLY recessionary. Retail Sales clocked in at -1.1% month-over-month, Industrial Production came in at -0.7% month-over-month, and Manufacturing Production registered -1.3% month-over-month. We just saw one of the worst two-month declines in retail sales since the Global Financial Crisis and the covid…
Read MoreThese Tax Code Changes Could Affect Your Retirement Accounts This Year
Today, I’m going to step away from my work focusing on markets and investments to talk to you about something that will likely impact many of you. As a Certified Financial Planner, CFPⓇ I keep my eye on any major developments in the planning world, just in case something comes along that I think you…
Read MorePassive Investing May Be Harming You More Than Helping
It’s no secret that passive index funds and ETFs have been gathering the bulk of asset flows for several years. In 2021 alone, passive funds assets increased by 35.9% and reached $20.87 trillion (as of June 30). Blackrock, Vanguard, and State Street hold the bulk of these assets. Passive funds are, by definition, designed to…
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