Posts by Michael Reilly
Everything You Need to Know About the FDIC
Unfortunately, the sudden collapse of several large Regional banks over the last week has that boring old Federal Deposit Insurance Corporation (FDIC) insurance back as a topic of conversation. So, we thought it might be helpful to highlight what the FDIC covers and how much… and maybe most importantly, what it does not cover. The…Read More
A Helpful Q&A on the Bank Crisis
And here’s the price paid… Last weekend’s fallout from the Silicon Valley Bank’s (SVB) failure has dominated market news. So I want to address some of the questions and concerns surrounding what’s happening in the banking sector. Let’s dig in… Last Friday, Silicon Valley Bank (the 16th largest bank in the U.S.) failed and was…Read More
Don’t Lose Sight of the Bigger Picture
Thursday’s headlines were focused squarely on the collapse of Silicon Valley Bank and Silvergate Capital. Last week’s news will inevitably get replaced by the next big thing. That big thing? Doesn’t really matter… You’ll hear about it. You’ll hear what the numbers mean. And you’ll certainly get a healthy dose of predictions. Every day it’s…Read More
The 3 Charts You Need to See Today
Every day more and more of the news implies that equity markets around the world have gotten ahead of themselves – that the fundamentals don’t support the surge in price. Here in the U.S., the message has been pretty consistent. As long as employment remains at current levels and inflation remains stubborn, we can assume…Read More
It’s February – What Are You Expecting?
Market participants just can’t get enough of the reasons why markets are doing whatever it is they’re doing right now. The current narrative is all about CPI data… It’s guessing if the Fed will raise rates by 25 basis points or 50 bps… Or it’s all the talk about a hard landing, soft landing, or…Read More
What Can Dow Theory Tell Us About Today’s Market?
Today, I’m going to give you one of the oldest measures of the market and economic health I know… it’s one of the originals, as a matter of fact. Dow Theory is one of the oldest techniques in market analysis and was created by Charles Dow in the 1880s, yet it’s just as relevant today…Read More
Let’s Focus On Understanding the Markets Right Now
Is recession around the corner? Will inflation spike as China reopens? Will the Fed stop raising rates in ‘23? We can talk all day about what might happen. And sure, it’s reasonable to say that rising interest rates are not conducive to growth assets or that the longer rates remain high the more damage could…Read More
These Tax Code Changes Could Affect Your Retirement Accounts This Year
Today, I’m going to step away from my work focusing on markets and investments to talk to you about something that will likely impact many of you. As a Certified Financial Planner, CFPⓇ I keep my eye on any major developments in the planning world, just in case something comes along that I think you…Read More
January Market Review
To learn more about what to expect for your investments this year, and to hear how Avalon can help keep your portfolio protected through the most turbulent markets, you can schedule a free 1-hour consultation here.Read More
Is It All Bad News?
2022 is officially in the books and many investors would say good riddance! Using the benchmark indexes as our “market” proxies, it was pretty ugly. But indexes can be misleading. The DJIA ended the year down -7.67%, which, given all the noise last year, really isn’t awful. The S&P on the other hand, fell -20.28%,…Read More