Everything You Need to Know About the FDIC
Unfortunately, the sudden collapse of several large Regional banks over the last week has that boring old Federal Deposit Insurance Corporation (FDIC) insurance back as a topic of conversation. So, we thought it might be helpful to highlight what the FDIC covers and how much… and maybe most importantly, what it does not cover. The…Read More
A Helpful Q&A on the Bank Crisis
And here’s the price paid… Last weekend’s fallout from the Silicon Valley Bank’s (SVB) failure has dominated market news. So I want to address some of the questions and concerns surrounding what’s happening in the banking sector. Let’s dig in… Last Friday, Silicon Valley Bank (the 16th largest bank in the U.S.) failed and was…Read More
SVB Collapse Sparks Concerns About Systemic Risks in Financial System
Two bank failures and a falling stock market. What is going on? The events of the past week have caught many investors off guard, but for our regular readers and clients, you know that we have been warning about the growing risks in the markets for some time. On March 1, I discussed how there…Read More
Don’t Lose Sight of the Bigger Picture
Thursday’s headlines were focused squarely on the collapse of Silicon Valley Bank and Silvergate Capital. Last week’s news will inevitably get replaced by the next big thing. That big thing? Doesn’t really matter… You’ll hear about it. You’ll hear what the numbers mean. And you’ll certainly get a healthy dose of predictions. Every day it’s…Read More
Is This the Death of Dividend Investing?
Dividends have historically been an important component of the overall stock market return. In fact, many investors view dividends as a crucial part of their investment strategy, particularly those who seek regular income from their investments. Over the long term, dividends have contributed a significant portion of the total return for many stocks. According to…Read More
The Next Debt Crisis
Today we’re going to take a macro look at both savings and debt and what they may be signaling for investors… Because too many American workers have seen their standard of living decline due to inflation. Over the last three years, many Americans witnessed a collapse in their standard of living as inflation outpaced income…Read More
Relative Strength Update: Risks May Be Growing
There’s an old saying that the only certainty is uncertainty when it comes to the financial markets, and it couldn’t be more true. For Avalon, the North Star that guides us through the markets has been and always will be Relative Strength. For over 20 years, we’ve researched and tested the Relative Strength strategy we…Read More
The 3 Charts You Need to See Today
Every day more and more of the news implies that equity markets around the world have gotten ahead of themselves – that the fundamentals don’t support the surge in price. Here in the U.S., the message has been pretty consistent. As long as employment remains at current levels and inflation remains stubborn, we can assume…Read More
What Can An Investor Do Right Now?
Despite the recent rally from the 4th quarter lows, the markets are still significantly down from their peaks. And while the tech rally has been impressive, the run might be starting to fizzle out. It’s possible that there still may be more declines ahead. Interest rates, after a brief pause, are back on the rise,…Read More
It’s February – What Are You Expecting?
Market participants just can’t get enough of the reasons why markets are doing whatever it is they’re doing right now. The current narrative is all about CPI data… It’s guessing if the Fed will raise rates by 25 basis points or 50 bps… Or it’s all the talk about a hard landing, soft landing, or…Read More